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I enforce that rule in context. If a user is blatantly attempting to use a profane word in order to simply post a profane word, or to insult someone/something, I'll call them on it. If it was used in a more appropriate context, as you seem to want to use it in, I'll be a bit more lenient. That's to say, some of the words that have a harmless meaning as well as a bad meaning, I'll let go if its the innocuous version. Just don't use it in excess, or I'll consider punishing you for it. That's just me though. All the mods have their own preferences as to what is deserving of punishment and what is not.
You should probably avoid using them all together. That way, there won't be any ambiguity as to whether or not you can get away with it. As you noted, there is a reason as to why they're censored after all. Play it safe, and don't use them. It is a bannable offense after all.