- deltahalo UK
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Posted by: Telec
Remember kids: when Uncle Delta tells you he has sweeties, he isn't lying.
Now get in the van.
The Black Chapter
Posted by: Viva la Vache
Posted by: deltahalo UK
[...] but then you ask why the over 50's have cheaper car insurance. Its the same principle.
No. It isn't the same at all. Over 50's getting the same tickets as new drivers is the same principle. Car insurance is not.
Sure it is.
Think of the Moderators as the insurance company.
They could paint everyone with the same brush, set a certain price (tolerance) and happily go about their business with everyone on an equal footing, or they could reward the careful, experienced posters with lower premiums (benefit of the doubt, explanations etc) and punish those prone to accidents due to reckless posting (trolls etc).
Putting everyone in the same basket would have an adverse effect on the well behaved, because it clearly doesn't earn them any leeway.
If you paid the same insurance as a reckless driver, and knew that would always be the case, where is your incentive to not claim?
[Edited on 07.12.2011 8:16 AM PDT]