as stated by BS angel in the last halo bulletin update, the credit cap will be raised with the new december update (which already happened)
however as some of you have noticed the 120k is still in effect.
if you guys havent noticed the halowaypoint website is going through maintenance, to accomidate the new changes to the credit cap.
as soon as the update is finished sometime today in the afternoon or possibly early tomorrow 12-08-2011 the cap will be lifted