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In all the restaurants I've ever worked out, some big names including Texas Road House and Outback Steak House. You get your tips at the end of the night, minus 3% which goes into a pool that gets distributed between the hosts, bussers, and food runners.
In the case of the credit cards, if you got nothing but credit card tips all night, when you "cash out" at the end of the night (you go over your totals, receipts, etc) you are given the cash from the manager.
In the case of getting nothing but cash tips, you go over your receipts, add up your total sales and give the cash amount to the manager, what ever is left over is your tip out.
And then you mix the two because more often than not you get both cash and credit card tips. You're expose to keep cash and card receipts separate.
The 3% for the "pool" is taken out of the tip out, not the total sales.
[Edited on 12.18.2012 10:44 AM PST]