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Foman is my favorite moderator. <3
Posted by: LeSieg
People don't offer a service unless they're somehow making money off of it.
Definitely true.
Posted by: LeSieg
While some people undoubtedly benefit from these rewards programs, I personally don't feel the need to buy on credit. Maybe I'm just a purist or an ass or whatever, but I don't have interest in credit.
And that is obviously up to you. Personally, I feel the benefits, which extend even beyond rewards points, are worth it to me.
If I for some reason get mugged, misplace my wallet, or something else, if I'm carrying cash I'm pretty much out of luck. I can cancel my cards or dispute any fradulent transactions. Also get extended warranties and travel perks as well on my cards.